Please read this cookie policy carefully as it contains important information on who we are and how we use cookies on our website. This policy should be read together with our ‘Privacy Policy’ and ‘Terms and Conditions’ which set out how and why we collect, store, use and share personal information generally, as well as your rights in relation to your personal information and details of how to contact us if you have a complaint.


LYO Credit (LYO) is the utility token of the LYOPAY Ecosystem. For more information, visit our website:


2.1 This cookie policy relates to your use of our website for the purposes of purchasing the token.

2.2 Throughout our website, we may link to other websites owned and operated by certain trusted third parties.

2.3 These third-party websites may also use cookies or similar technologies in accordance with their own separate policies. For privacy information relating to these third-party websites, please consult their individual policies as appropriate.


3.1 A cookie is a small text file which is placed onto your device (e.g., computer, smartphone or other electronic devices) when you use our website.

3.2 These cookies enable us to put in place personal settings and load your personal preferences to improve your experience, as well as other functionalities.

3.3 For further information on our use of cookies, including a detailed list of your information which we and others may collect through cookies, please see the remainder of this Policy.


4.1 We will ask for your consent to place cookies or other similar technologies on your device, except where they are essential for us to provide you with a service that you have requested.

4.2 You can withdraw any consent to the use of cookies or manage any other cookie preferences by contacting us at the email provided in the ‘Contact Us’ section below.


The table below provides more information about the cookies we use and why:

The Cookies We Use Purpose Optional or Essential
Session Cookies Temporary and expire once you close your browser. It stores information for the time, or session that the User is on the website Essential
Persistent Cookies Encompasses all cookies that remain on your hard drive until you erase or your browser does it. It depends on the Cookie’s expiration date. All Persistent Cookies have an expiration date written into their code, but their duration can vary. Optional
First-Party-Cookies Placed on your device directly by the website you are visiting Optional
Third-Party-Cookies Placed on your device, not by this website you are visiting, but by a third party like an advertiser or an analytic system. Generally, the third-party Cookies consist of tracking Cookies used to identify online behavior, understand interests and then customize advertising the User on other websites. Any information obtained from Third-party-Cookies is processed by the respective service provider. Optional
Essential Cookies Known as strictly necessary Cookies for you to browse the website and use the features of it, such as accessing secure areas of our site. These Cookies are generally First-party session Cookies. These Cookies do not require consent from you. Essential Cookies helps to make this website easy to use by providing basic functions such as page navigation, language selections, authorization and filling in forms. This website will not function without these Cookies and they cannot be disabled. These Cookies do not reveal the User’s identity or collect User information. They are stored on the User’s device until the browser is closed. Essential
Functionality Cookies Allow our website to remember choices you have made in the past like what language you prefer, what region you would like or what Username and password are so you can automatically log in. We use Cookies for navigation and to facilitate your access to and use of this site. These Cookies are necessary for transmission of communications on the network or to supply services whatever requested by you. Further they help us to know which pages are the most and least popular and see how visitors move around the website. We use Third-party-Cookies, which are set on your device for up to 2 years or deleted, if you erase your browser Cookie data. Optional
Performance Cookies Collect information about how you use our website, like which page you visited and which link you clicked on. None of this type of information can be used to identify you. The sole purpose of Performance Cookies is to improve our website functions. Analytics may collect information through log data, such as;
  • IP address
  • Type of browser and device
  • Operating system
  • Name of the Internet Service Provider
  • Country information
  • Date and time of visit
  • Web page origin and exit
Marketing Cookies Track your online activity to help advertisers deliver more relevant advertising or to limit how many times you see an ad. These Cookies can share information with other organizations or advertisers. However, these are Persistent Cookies which are third-party-proven. These Cookies may be set through this website by our advertising partners. If you do not allow these Cookies, you will experience less targeted advertising. These Cookies are set on your device for up to 2 years or deleted, if you erase your browser Cookie data. Optional

Third-party-Cookies are placed on your device, not by this website you are visiting, but by a third party like an advertiser or an analytics system. Generally, the third-party cookies consist of tracking cookies used to identify online behavior, understand interests and then customize advertising the User on other websites. Any information obtained from third-party-cookies is processed by the respective service provider. You may opt-out of the processing of third-party-Cookies at any time.


If you do not want to accept any cookies, you may be able to change your browser settings so that cookies are not accepted. If you do this, please be aware that you may lose some of the functionality of our website. For further information about cookies and how to disable them please go to the guidance on cookies, or


The purpose of this Cookie Policy is to advise you on your privacy rights and how the law protects you, as well as how we handle your personal data when you visit and explore our website. Your personal data and the way we gather online identifiers through cookies and other tracking technologies are regulated by the EU General Data Protection Regulation (GDPR);and Regulation (EU) 2016/679, by the Directive 2009/136/EC (also known as the Cookie Directive). To sum up, in order to comply with the law, we must notify you in great detail about the purposes behind the usage of cookies and secure your permission before doing so.


If you have any questions about this cookie policy or the information we hold about you, please contact us at:


10.1 This policy has been published and last updated on the 24th of February, 2023.

10.2 Without giving you prior notice, we retain the right to change this Cookie Policy at any moment, including publishing a new version on our website. Please check the document version on top of this document to ensure that this is the most recent version that is presently in force. Unless required by law, modifications to the cookie policy will not apply retrospectively, and any changes made will be applicable from the date of publication and onwards.