LYO Credit (LYO) is the token created to work in the LYOPAY ecosystem of business applications.
Use it to stake, buy and sell products and services, pay transaction fees with a discounted rate on trading, and for e-commerce, crowdfunding, card payments and much more.
Let's talk about the benefit of buying LYO Credit ICO right now.
Save by paying transaction and purchases fees with LYO Credit up to 100% of the total cost.
Stake your tokens and receive rewards in LYO Credit to save on transactions and trade them.
Strategy to support long-term value growth and price stability of the token when it is listed for trading.
LYO CREDIT (LYO) is based on the BNB Chain. The BSC-20 smart contract allows transactions in the LYOPAY portal and records balances in its wallets.
Limited supply: 250 million units
Using the BNB chain enhances the liquidity of the token and reduces the risk of contracts being broken.
BNB complies with tech and protocol standards, is widely acceptable and extremely reliable.
Airdrop, rewards, auctions
SoftCap: 10,500,000 LYO Credit
Hardcap: 30,000,000 LYO Credit
|Round||Token||Token Price||Token Price $*||Bonus||Period|
|Pre-ICO||2,500,000||€0.50||$0.60||100%||7 - 31 July 2021 COMPLETED 100%|
|Phase 1||5,000,000||€0.55||$0.66||80%||1 - 31 August 2021 COMPLETED 58%|
|Phase 2||5,000,000||€0.60||$0.72||65%||1 - 30 September 2021 COMPLETED 32%|
|Phase 3||5,000,000||€0.65||$0.78||53%||1 - 31 October 2021 COMPLETED 50%|
|Phase 4||5,000,000||€0.70||$0.84||42%||1 - 30 November 2021 COMPLETED 81%|
|Phase 5||7,500,000||€0.75||$0.90||33%||1 - 31 December 2021 COMPLETED 78%|
The tokens created will be distributed based on these percentages:
You will be able to spend your LYO Credit tokens to pay transaction fees – between wallets, for purchases and withdrawals or in exchange trading. Once the ICO phase is over, the exchange will open and you will be able to exchange LYO Credits for other currencies.
|Coin listing||€5,000 to €50,000|
|Banking||€0.10 to €175|
|KYC||€5 to €6,500|
|Launchpad||3% to 15%|
|White Label||€250,000 + monthly fee + revenue share|
|Travel booking||1% to 3%|
|Precious metals||0.2% to 1.5%|
|LYOTRADE||0.2% to 1.5%|
|P2P||0.2% to 1%|
|LYOMERCHANT||0.5% to 1%|
|LYOCUSTODY||0.5% to 10%|
|E-commerce||2% to 15%|
|Industry Problem||LYOPAY Solution|
|Lack of crypto means of payment||Payment tools for day-to-day transactions|
|Slow transactions with high fees||Blockchain-based platform with low fees|
|Lack of compliance procedures in crypto||KYC and AML compliance|
|Difficult conversion between crypto and fiat currencies||Instant exchange between crypto and EUR/USD|
|Lack of portability||Online storage and exchange; branded offline CoolWallet S|
|No scalability||Resources for clients, merchants and traders as dedicated portal branch|
|No immediate sharing incentives||Adviser programme|
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